<p><strong>Investment Disclaimer</strong></p>
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<p>The information contained herein is for Alberta residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions. Commissions, trailing commissions, management fees and expenses all may be associated with mutual funds and segregated funds investments.</p>
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<p>Mutual funds and segregated funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.</p>
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<p>Mutual funds and approved exempt securities are provided through Portfolio Strategies Corporation. Non-securities products and services are provided through Richard H. Financial Corporation.</p>
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<p><strong>Insurance Disclaimer</strong></p>
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<p>Your advisor may also offer insurance related products, tax or mortgage services; provided that they are duly registered to do so under applicable legislation and the dealer approves such activity to be conducted outside of the dealer. Any activities related to such other occupation are not the business of the dealer and are not the responsibility of the dealer.</p>