Your other half is gone, and now the other half of the income is gone too. It’s like taking a 50% pay cut at work – except you have more responsibilities than ever before.
The mortgage, groceries, and all the other bills still cost the same, but now you have only half of the money to pay them. If you have multiple children, juggling all of your time and energy can feel like an Olympic feat.
Some things you may have thought were optional before are now mandatory. Everyone knows how important life insurance is, but what about disability and critical illness coverage? This is something you may have waved off previously, but now, it becomes more important than ever before. If you suffer a serious injury, how will you take care of yourself or your children? Other health benefits may also become a priority. You may need help managing the financial issues of a divorce settlement or estate distributions.
Many people will offer you advice on which investments to buy. But there’s more to your financial life than your RRSP. Estate taxes, income taxes and education …
Income Taxes
Taxes are a fact of life. They affect every Canadian in most aspects of their lives. Whether it’s earning an income, making a purchase, owning real property, investing, running a…
Estate Plan
Many people assume that estate planning is only for the wealthy. So, it must come as a shock to the families of all the Canadians who die every year without a will…
Retirement Planning
For most Canadians, retirement is a major financial goal that requires considerable financial commitment. Whether you have already established a Retirement Savings …
LIFE STAGES
If you are just starting out, it’s easy to…
You get home from work, your spouse is…
During the last market downturn, retirees who…
About Us
We serve individuals, families and businesses in the Calgary area. Our primary goal is to help each client meet their unique financial goals. We are never satisfied until you are.
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